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What are Submissions?

The Submissions module automates the creation of carrier-ready submission packages. It transforms scattered forms and documents into complete, organized submissions that underwriters prefer, enabling faster processing and approval.

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How to Create a Submission

1

Navigate to Submissions

From the sidebar, click “Submissions” or use the Quick Action Card on the Dashboard.
2

Click 'Create New Submission'

Start a new submission workflow.
3

Upload documents

Drop in any documents, forms, emails, or photos:
  • ACORD forms - All property, casualty, auto, and umbrella forms
  • Applications - Completed or partially filled forms
  • Loss runs - 5-year loss history
  • Financial statements - Revenue and payroll information
  • Supporting docs - Emails, photos, scattered documents
Upload all available documents - AI will extract data and auto-fill forms from everything you provide.
4

AI organization

The AI automatically:
  • Extracts data from all uploaded documents
  • Fills out ACORD forms with high accuracy
  • Organizes documents by carrier requirements
  • Validates completeness and identifies any gaps
5

Submit & win

Review the complete, organized submission package and send to underwriters. Professional formatting and completeness ensure faster processing and higher approval rates.

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Best Practices

Include all relevant documents upfront: completed applications, loss runs, financial statements, and any supplementary information.
Specify exact coverage types, limits, and deductibles needed. This helps the AI structure the submission accurately.
Always review the structured data before finalizing. Correct any errors or omissions.
Name your submissions clearly (e.g., “ABC Trucking - GL & Auto 2025”) for easy tracking.

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Supported Forms

The Submissions module supports all major ACORD forms:
  • Property - Commercial property applications
  • Casualty - General liability and umbrella forms
  • Auto - Commercial auto and trucking applications
  • Workers Compensation - WC applications and payroll information
  • All LOBs - Comprehensive support across all lines of business

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Tips for Successful Submissions

  • Upload everything - Documents, emails, photos - AI extracts from all sources
  • Use ACORD forms - Automatically recognized and auto-filled with high accuracy
  • Include loss runs - 5-year loss history provides complete risk profile
  • Check document quality - Ensure uploaded files are clear and readable
  • Review before sending - Always verify AI-organized submissions for accuracy
Incomplete submissions reduce approval rates. The AI validates completeness before allowing submission to ensure zero back-and-forth with underwriters.

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Common Use Cases

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New Business Submissions

Creating submission packages for prospective clients seeking new coverage.

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Renewal Submissions

Preparing renewal documentation with updated information and loss history.

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Remarketing Submissions

Building submission packages when moving clients to new carriers.

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Credit Usage

Learn more about how credits work in Mulligan.

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Next Steps

Generate Quotes

Use your submission data to request quotes from carriers

Upload Policies

Upload received policies for comparison and analysis

View Plans

Check your credit balance and upgrade if needed

Best Practices

Learn tips for maximizing efficiency